RAM DHAKAL
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RAM DHAKAL

Signed in as:

filler@godaddy.com

  • HOME
  • MORTGAGE CALCULATOR
  • APPLY MORTGAGE
  • LOAN PROGRAMS
  • JOIN OUR TEAM
  • Lending Partners
  • CONTACT US

Account


  • My Account
  • Sign out


  • Sign In
  • My Account

HOW TO JOIN US

MORTGAGE LOAN ORIGINATOR ONBOARDING Process

STEP 1: Review the below Information first.

  • Compensation Structure (Click the link)


STEP 2: Review Independent Contract Agreement and e-Sign

Please contact Broker RAM DHAKAL to send you Agreement documents. Call/Text (323)-955-4444 or email broker@thebigmortgage.com .  Review the Agreement documents carefully. If you agree with our terms, please sign the contract and inform the Broker.


STEP 3: Pay Admin 

Pay One-Time Admin fee $99 only. (NON-REFUNDABLE)

 

STEP 4: Provide Access to Ram Realty and Mortgage Inc. d/b/a  THE BIG MORTGAGE.

Give access to your NMLS account to Ram Realty and Mortgage Inc. (NMLS#2459536) to create a Company Relationship and Sponsorship. Click the link below and follow the steps to grant access and to change your employer.

  • Providing Access to a Company
  • Change of Employer
  • Individual MU4 Filing


IMPORTANT NOTE: Please make sure you have applied for NMLS license under the same licensing agency that Ram Realty and Mortgage Inc. d/b/a THE BIG MORTGAGE is Licensed with. Change or update your MU4 form if your NMLS licensing agency is different. 


STEP 5: Creating Relationship and Sponsorship

The Big Mortgage will receive an email notification that you have granted us access to your NMLS account. Once access has been granted, the company will establish relationships and create sponsorship requests for you. Depending on the states it could take 2-4 weeks to get your license approved and active. Keep checking your nmls account and see if any documents or task is asked by the license regulator to approve your license.

 

STEP 6: Start Originating Loans

After your sponsorship is approved by NMLS and your license is in Approve and Active status, you may officially start originating Loans. 


STEP 7: Training and Learning Begins

After your nmls license is in approved and active status, you may start your training and learning process. The company will help you and guide you with the training and learning. 


WHAT to expect NEXT...

  • Official Email ID will be generated (you cannot use any other email ID to originate loans)
  • Personal Login credential for Advantage Credit Account
  • Set up Lender's portal login (Request for Username and Password)
  • Login Credential to Calyx Zenly POS (Optional) - there is a monthly subscription fee for this service.


Welcome to the THE BIG MORTGAGE family.

Helpful Quick Links

  • Mortgage Loan Originators FAQ's
  • NMLS Frequently Asked Questions
  • MLO License Endorsement info
  • RESPA FAQ's
  • Rules governing loan origination practices

  • Lending Partners
  • Support
  • Licensed States
  • New MLO
  • REGISTER FOR TRAINING
  • MLO RESOURCES
  • APR Calculator

THE BIG MORTGAGE nmls#2459536

Main Office: 26035 Moulton Parkway Apt 70, Laguna Hills, CA 92653

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Copyright © 2025   THE BIG MORTGAGE - All Rights Reserved. 

Unauthorized copying, distribution and / or use of contents or images will result in immediate litigation.


  

Disclaimer:

The content in this website is for educational purpose only. This is not a commitment to lend a loan. Actual rates, payments, savings, loan terms, APR, and qualification requirements will vary based on individual borrower circumstances, credit, income, property type, property value, loan-to-value ratio, loan program, market conditions, and other factors. Refinancing or financing may involve closing costs and other fees. Please consult with a qualified mortgage professional to determine whether refinancing/financing is appropriate for your circumstances. All loans are subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice. Rates cannot be guaranteed until it is locked. 


Ram Realty and Mortgage Inc. dba THE BIG MORTGAGE dba the Big brokers.

Disclaimer: This is not a commitment to make a loan. All approvals are subject to underwriting guidelines & Lender approval. Loans subject to borrower qualifications, property evaluation and credit approval. Rates and terms subject to change based on market conditions and borrower eligibility. For details please consult with licensed Loan Officers/Brokers. Equal Housing Opportunity.