Fees Schedule for Real Estate Agents

Real Estate Standard Transaction Fee

10% Fee (Zero fee after $15,000 per year Cap reach)

Commission fee CAP LIMIT only applies to standard real estate transactions.

After $15,000 cap hit, there will be $150 administration fee per transaction.

For newly joined Real Estate Agent, for first TWO real estate transaction , the compensation split will be 50/50. This will not count towards compensation cap limit.

Real Estate Rental Transaction

20% Fee (If agents waive the fee, 20% Fees still apply. the fee is calculated as 20% of one Month's rent.)

Dual Agency Real Estate Transaction, Agent Owned Property Sale

25% Fee (Commission CAP limit does not apply to this type of High Risk Transaction.

Wire & Mailing Fee

Wire Transfer Fee - $40
Regular Mail Fee - $7
Fees varies for UPS & FedEx mailing

NOTE: Fees and Terms may change anytime without prior notice.

FOr more details regarding the fees please contact RAM DHAKAL, Broker of ReCORD. Thank you.

Email: ram@ramrealtyloans.com Phone: (949)-532-8821

Frequently Asked Questions

A standard transaction is when an agent represents a buyer or a seller only and does not have any family relationship or who is not a direct relative.
Agent-owned property sales and dual transactions are carefully scrutinized in order to protect the interests of the clients, agents, and the brokerage.
Dual agency is when both the buyer and seller are represented by the same agent or by two Ram Realty and Mortgage Agents.

ZERO TOLERANCE FRAUD POLICY

ATTENTION: All independent contractors brokering loans or brokering real estate transactions with RAM REALTY AND MORTGAGE Inc.

We does not tolerate and permit mortgage fraud, intentional misrepresentation, loan modifications, equity purchase transactions or engagement of straw buyers in any way, shape or form amongst other types of fraud as well. If Ram Realty and Mortgage Inc. discovers that you have engaged in the fraud activities, you will forfeit your entire loan commission, Real Estate Commission and be terminated from doing business with Ram Realty and Mortgage Inc. and potentially be reported to state and/or federal authorities.

Some of the activities that include but may not be limited to mortgage fraud, intentional misrepresentation, loan modifications, equity purchase transactions or engagement of straw buyers are:

Falsifying any type of financial statement
Identity Theft of buyer/seller/borrower or of other persons
falsifying any type of tax statement/return or schedule(s)
Falsifying employment
Failure in disclosing familial relationships with any party to a real estate related transaction
Falsifying occupancy status
Intentionally misleading/misrepresenting buyer and list agents in purchase transactions
Falsifying pre approvals
Misrepresenting terms and conditions of a loan to a borrower(s)
Fraud/misrepresentation in inducing a borrower to attain a mortgage
Engaging in any type of loan modification activity
Engaging in equity purchases transactions
Equity stripping/Excessive Flipping
Procuring a straw buyer and/or borrower
Falsifying credit reports
Submitting pre-qualification and or pre-approval letters without the express written consent of the Broker of Record for Ram Realty and Mortgage Inc. to any borrower, buyer’s agent or listing agent.

THE BIG MORTGAGE nmls#2459536

Main Office: 26035 Moulton Parkway Apt 70, Laguna Hills, CA 92653

Unauthorized copying, distribution and / or use of contents or images will result in immediate litigation.

Disclaimer:

The content in this website is for educational purpose only. This is not a commitment to lend a loan. Actual rates, payments, savings, loan terms, APR, and qualification requirements will vary based on individual borrower circumstances, credit, income, property type, property value, loan-to-value ratio, loan program, market conditions, and other factors. Refinancing or financing may involve closing costs and other fees. Please consult with a qualified mortgage professional to determine whether refinancing/financing is appropriate for your circumstances. All loans are subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice. Rates cannot be guaranteed until it is locked.

Ram Realty and Mortgage Inc. dba THE BIG MORTGAGE dba the Big brokers.

Disclaimer: This is not a commitment to make a loan. All approvals are subject to underwriting guidelines & Lender approval. Loans subject to borrower qualifications, property evaluation and credit approval. Rates and terms subject to change based on market conditions and borrower eligibility. For details please consult with licensed Loan Officers/Brokers. Equal Housing Opportunity.